10444 South Highway 421

Trade, TN
$ 545,000 Beds 2 Baths 3 Sq 2,189
Monthly Estimate* How much can I afford?

MOUNTAIN CITY + BOONE ACCESS & POTENTIAL 3.125% ASSUMABLE FHA LOAN! Conveniently located in Trade, TN with easy access to Hwy 421 - approximately 10 minutes to Mountain City and 20 minutes to Boone, NC. A great option for buyers working in either community or commuting to the NC High Country while enjoying Tennessee living and its favorable tax environment. Potential assumable FHA financing at 3.125% for a qualified buyer, subject to lender approval. Buyer to verify all assumption terms directly with loan servicer. Set on 1.22 acres with no HOA and no zoning, this inviting mountain home offers 2 permitted bedrooms and 3 full baths, plus two spacious upstairs bonus/flex rooms with closets and a full bath -ideal for guests, home office, nursery, hobbies or additional living space. Septic permit is for 2 bedrooms. Currently used as an Airbnb with 5-star guest reviews, the home features hardwood floors, an open kitchen and living area, gas-log fireplace, wine cooler and abundant natural light. Offered AS IS and furnished with a few exclusions, making it an easy transition for a primary residence, second home or continued rental use. Recent maintenance includes septic pumped 6/2025 and well pump replaced 11/2024. Outside, enjoy seasonal Rich Mountain views, a fenced backyard, firepit, wooded privacy and plenty of room to roam. An outbuilding provides storage for mower and tools, while the adorable backyard shed creates a fun retreat near the firepit. A wonderful combination of convenience, flexible living space, usable outdoor areas and Tennessee living- close to both Mountain City and Boone.

Active

  • Price
  • $ 545,000
  • City
  • Trade
  • Bedrooms
  • 2
  • Full Bathrooms
  • 3
  • County
  • Johnson
  • Half Bathrooms
  • 0
  • Area
  • Mtn. City-Johnson County
  • Lot Size
  • 1.22 Acres
  • Zip
  • 37691
  • Sqr Footage
  • 2,189
  • Year Built
  • 2007
  • Taxes
  • $ 1344
  • Style
  • Cape Cod, Cottage
  • MLS#
  • 10001424
Listed By: Landmark Mountain Real Estate
Data Source: Tennessee Virginia Regional MLS (NETAR)

Features

General

Sewer Septic Tank
Heating Fireplace(s),Heat Pump
Cooling Ceiling Fan(s),Heat Pump
Utilities Fiber Available,Electricity Connected,Propane
Roof Asphalt
Appliances Dishwasher,Dryer,Gas Range,Microwave,Refrigerator,Washer,Wine Cooler
Zoning none
Patio/Porch Features Balcony,Covered,Deck,Front Porch,Porch,Side Porch
Architectural Style Cape Cod,Cottage
Security Features Carbon Monoxide Detector(s),Smoke Detector(s)
Construction Materials HardiPlank Type
Year Built 2007
View Mountain(s)
Topography Level, Part Wooded, Sloped
Property Subtype Single Family Residence
County Johnson
New Construction false
Property Type Residential
Association Amenities Landscaping
HOA false
Attached Garage false
Subdivision Name Not In Subdivision
Other Structures Outbuilding,Shed(s)
Total Rooms 8
Full Baths 3
Status Active
Directions From Mountain City, TN or Boone, NC take Hwy 421 to #10444 in Trade, TN.
High School Johnson Co
City Trade
MLS Area 316 - Mtn. City/Johnson County
Lot Size Units Acres
Lot Size Square Feet 53143.2
Elementary School Roan Creek
Home Warranty Y/N false
Current Financing Assumable,Assume w/ Qualify,FHA
Middle/Junior High School Johnson Co
Property Condition Above Average,Updated/Remodeled
MLS Area Minor 316 - Mtn. City/Johnson County
Structure Type House
Standard Status Active
Conventional true
FHA true
Financing_co_See_sp_Remarks19 true
Financing_co_VA_sp_Loan true
Exterior_sp_Finish_co_HardiPlank_sp_Type true
Assumable true
Cash true
Existing_sp_Finance_co_Assumable2 true
Existing_sp_Finance_co_Assume_sp_w_sp_Qualify true
Existing_sp_Finance_co_FHA2 true

Interior Features

Interior Amenities Balcony,Eat-in Kitchen,Entrance Foyer,Kitchen Island,Kitchen/Dining Combo,Pantry,Solid Surface Counters,Walk-In Closet(s)
Flooring Ceramic Tile,Hardwood
Total Fireplaces 1
Fireplace Features Gas Log,Living Room
Air Conditioning Y/N true
Heating Y/N true
Window Features Double Pane Windows,Window Treatments
Fireplace Y/N true
Total Bedrooms 2
Total Baths 3
Attic Storage true

Exterior Features

Exterior Amenities Balcony
Fencing Back Yard
Parking Features Driveway,Gravel
Water Source Private,Well
Lot Size Area 1.22
Building Area Total 2189
Lot Dimensions see acreage
Lot Size Acres 1.22
Door Features Storm Door(s)
Exterior_sp_Features_co_Balcony true

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Dandridge, TN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
Agent Photo

Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Roan Creek Elementary School
Middle School Johnson Co Middle School
High School Johnson Co High School

Price History

9/26/2026 Listed $545,000

Property vs Zip Code Average in 37691

Price
AVG $610K
$550K
Taxes
AVG $965
$1,344
Year Built
AVG 1990
2007

Areas That We Cover

10444 South Highway 421 Trade, TN is a Single Family Home for sale at $545000 with 2189 sqft and a lot size of 1.22 Acres Acre(s). 10444 South Highway 421 Trade has 2 bedrooms, 3 baths and was built in 2007. The property's zip code is 37691 which is in Trade, TN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.